Reserve Bank of India

Structural Regulation

RBI Issues Final Rules to Ringfence Banks’ Core Activities

By Nithya Subramanian | 09/12/2025

The rules tighten how banks and financial groups undertake non-core activities, setting clearer boundaries, stricter investment limits, and more harmonised oversight across entities.

Credit Risk

RBI Amends Regulatory Framework for Gold Metal Loans

By Nithya Subramanian | 08/12/2025

The revised gold loan framework formalises definitions, prudential norms, repayment rules, and reporting standards for Gold Metal Loans, effective 1 April 2026.

KYC & CDD

RBI Standardises Framework for Basic Bank Accounts Across Industry

By Nithya Subramanian | 08/12/2025

The central bank has unified BSBD account norms nationwide, expanding free services and updating digital and KYC requirements across every class of bank.

KYC & CDD

RBI Enforces Weekly Credit Reporting, Mandates CKYC Use

By Nithya Subramanian | 08/12/2025

RBI has ordered all lenders to shift to weekly borrower-data submissions and include CKYC identifiers in every report, effective 1 July 2026.

Payments & Settlements

Russian Banks Seeking RBI Approval to Expand Footprint in India

By Nithya Subramanian | 08/12/2025

Gazprombank and Alfa Bank seek RBI approval as the leaders of both countries agree to develop bilateral payment systems and expand trade.

Structural Regulation

India Enacts Major Reforms to Bolster Bank Governance, Depositor Rights

By Manesh Samtani | 05/12/2025

New law modernises nomination rules, updates governance thresholds, and enhances audit standards for public sector and co-operative banks.

Credit Risk

RBI Finalises New Large Exposure and Intragroup Exposure Rules

By Manesh Samtani | 05/12/2025

RBI clarifies intragroup exposures for foreign banks, permits use of accrued profits in capital, and repeals 2016 market mechanism framework.

Conduct, Culture & Accountability

India Tightens Rules for Banks on Language Services

By Nithya Subramanian | 05/12/2025

Banks will have to ensure customer communications and commonly used printed materials are issued in Hindi, English and the relevant regional language.

KYC & CDD

RBI Extends LRS Daily Reporting to AD-II Banks and Money Changers

By Nithya Subramanian | 04/12/2025

Effective 1 January 2026, AD Category-II banks and money changers must file daily LRS returns directly to the RBI’s CIMS platform, aimed at tightening monitoring of individual remittances.