Reserve Bank of India

Capital Adequacy

RBI Retains SBI, HDFC Bank and ICICI Bank as D-SIBs on 2025 List

By Nithya Subramanian | 04/12/2025

SBI, HDFC Bank and ICICI Bank have kept their positions on the 2025 D-SIB list, remaining in the same bucketing structure as the 2024 list.

Credit Risk

India Launches New Credit Assessment Model for MSMEs

By Nithya Subramanian | 03/12/2025

The new framework introduces a fully digital, data-driven framework to improve the speed and accuracy of loan appraisals.

Cloud & Infrastructure

RBI Issues Guidelines for Digital Banking Channels

By Nithya Subramanian | 03/12/2025

The updated digital banking rules consolidate guidelines and strengthen authorisation, security and customer protection as online and mobile services expand.

Sustainable Finance

RBI Unveils Five-Year Strategy to Advance Financial Inclusion

By Nithya Subramanian | 02/12/2025

The strategy outlines five core objectives and 47 action points aimed at improving last-mile access, strengthening consumer protection, and promoting financial services across India.

KYC & CDD

RBI Harmonises KYC Rules for All Entities in Payments Industry

By Nithya Subramanian | 02/12/2025

The framework covers prepaid issuers, payment aggregators, AePS operators and remittance providers, standardising compliance requirements and removing ambiguity.

Payments & Settlements

India Launches New Platform to Give RBI Greater Payments Visibility

By Nithya Subramanian | 02/12/2025

The 'Banking Connect' platform gives the RBI real-time visibility into net-banking fund transfers, replacing long reporting delays and tightening oversight of high-risk payment flows.

Structural Regulation

SEBI Orders Debenture Trustees to Ring-Fence Non-Regulated Activities

By Nithya Subramanian | 30/11/2025

The move requires the creation of separate business units and enhanced disclosures, aiming to prevent conflicts of interest and protect investors.

Trading & Investment

IMF Reclassifies India’s FX Regime as ‘Crawl-Like’ from Stablised

By Nithya Subramanian | 28/11/2025

The IMF urged India to restrict FX intervention to periods of market disorder, saying a more flexible rupee would better absorb external shocks and deepen currency markets.

Payments & Settlements

India's Digital Stack: Turning Data Into Dollars for Asia's Unbanked

By Nathan Lynch | 27/11/2025

India's open-source tech stack has delivered bank accounts to almost a billion people, a model that Asia's emerging markets can emulate in their quest to foster financial inclusion and fight financial crime.