Reserve Bank of India

    Credit Risk

    RBI Issues Revised Priority Sector Lending Guidelines

    By Editors | 07/09/2020

    The new guidelines will boost credit availability for startups, renewable energy, health infrastructure, small farmers, and “identified districts” with low credit flows.

    Liquidity Risk

    RBI Loosens Constraints on Banks’ Bond-buying Activities

    By Editors | 06/09/2020

    The move will provide banks additional liquidity to buy more government bonds and help calm investors who are nervous about a sudden spike in yields.

    Credit Risk

    SEBI Asks Rating Agencies Not to Classify Restructured Debt as Default

    By Editors | 06/09/2020

    Credit rating agencies are asked not to consider debt restructured as a result of Covid-19 related stress as a default event.

    Cybersecurity

    India Planning Specialised Cyber Agency for Financial Sector

    By Editors | 19/08/2020

    The specialised agency was proposed in 2017 by then finance minister Arun Jaitley. On Saturday, Prime Minister Narendra Modi said India will soon have a new cyber security policy.

    Payments & Settlements

    RBI Issues Draft Framework on Recognition of Payments SROs

    By Editors | 18/08/2020

    Recognised self-regulatory organisations would be responsible for establishing minimum benchmarks and standards for the proper functioning of their member entities.

    Payments & Settlements

    RBI Allows Formation of New Umbrella Entities for Retail Payments

    By Editors | 18/08/2020

    The framework allows private firms to apply to set up a new umbrella entity to operate retail payment systems. Currently, only the NPCI operates such an entity.

    Credit Risk

    RBI Adopts New Measures to Ease Covid-19 Financial Stress

    By Editors | 06/08/2020

    A new resolution framework will allow banks to continue to maintain the ‘standard’ classification for corporate borrowers in resolution rather than downgrade the account, among other measures.

    Credit Risk

    RBI Warns of Rising Bad Loans, While Urging Against Risk Aversion

    By Editors | 27/07/2020

    In a ‘very severe shock’ scenario, 23 banks would fail to maintain the 9% capital-to-risk weighted assets ratio, and the NPA ratio would reach 14.7%.

    Structural Regulation

    RBI Sets Fair Practices Code for Asset Reconstruction Companies

    By Duruthu E Chandrasekera | 19/07/2020

    The new Code sets out transparent and fair procedures for when asset reconstruction companies acquire assets from banks, along with anti-harassment provisions to protect borrowers.

    Capital Adequacy

    RBI Directs Banks to Conduct Stress Tests, Raise Capital

    By Editors | 14/07/2020

    RBI Governor Shaktikanta Das said minimum capital requirements may not be sufficient to absorb losses and maintain financial stability.

    JOIN OUR NEWSLETTER

    An exclusive weekly selection of top stories from the Regulation Asia editorial team.