Prudential Risk

Conduct, Culture & Accountability

Singapore Court Addresses 'Absolute Discretion' in Loan Agreements

By Manesh Samtani | 16/09/2025

A High Court ruling implies a duty of good faith, meaning banks should be able to justify discretionary actions and avoid arbitrary decisions.

Capital Adequacy

Vietnam Banks Implement Stricter Capital Rules in Basel III Shift

By Nithya Subramanian | 16/09/2025

Vietnam has enforced tougher capital adequacy rules in line with Basel III, requiring banks to build stronger buffers to safeguard financial stability and resilience.

Operational Risk

FSS Korea Urges Real Estate Trust Firms to Bolster Internal Controls

By Nithya Subramanian | 16/09/2025

Korea’s FSS has asked firms to set aside conservative provisions, strengthen liquidity, and tighten oversight after a review exposed weaknesses in the real estate sector.

Payments & Settlements

China Eases Cross-Border Financing Rules, Expands MNC Cash Pooling

By Manesh Samtani | 16/09/2025

Regulators have raised the foreign debt ceiling for firms and FIs while simplifying rules to attract capital and facilitate investment.

Emerging Prudential Risks

Korea: New FSC Chief Pledges Overhaul of Collateral-Based Lending

By Editors | 16/09/2025

Lee Eog-weon will revamp regulations to funnel money away from real estate and into innovative sectors amid a major agency reorganisation.

Credit Risk

Indian Exporters Press RBI for Loan Relief Amid Crippling US Tariffs

By Mark Johnston | 16/09/2025

Industry bodies seek moratoriums, NPA concessions and other banking support as punitive US import duties of up to 50 percent bite.

Resolution & Recovery

China Proposes to Add New Cross-Border and SME Rules to Bankruptcy Law

By Editors | 16/09/2025

The draft law aims to solve the problem of insolvent "zombie" firms, creating dedicated chapters for cross-border and financial institution cases and offering a path for shareholders with joint liability to clear debts.

Emerging Prudential Risks

RBA, APRA Detail Plans for Building 'Anti-Fragility' into Financial System

By Sanday Chongo Kabange | 15/09/2025

RBA and APRA officials have outlined their approaches to bolster resilience against geopolitical and technological risks faced by the financial sector.

Credit Risk

China Eyes State Bank Loans to Clear Local Government Arrears

By Mark Johnston | 15/09/2025

Beijing is reportedly considering a multi-year plan to clear trillions of yuan in unpaid bills, shifting risk to already-strained state lenders.