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Emerging Prudential Risks
G20 Reforms Have Strengthened Securitisation Markets: FSB Report
By Nithya Subramanian | 23/01/2025
The FSB says the complex structures that contributed to the GFC have “largely diminished”, resulting in a more transparent market.

Resolution & Recovery
Vietnam Regulator Initiates Mandatory Transfers of Two More Banks
By Nithya Subramanian | 22/01/2025
To strengthen Vietnam’s banking sector, the SBV has mandated the transfer of DongA Bank to HDBank and GPBank to VPBank

Credit Risk
China Tightens Regulations for Microfinance Companies
By Mark Johnston | 22/01/2025
The rules set new single-borrower and single-loan limits, and specify restrictions on cooperative relationships with other institutions.

Credit Risk
RBI Issues Guidelines for ARCs on Settlement of Dues of Borrowers
By Nithya Subramanian | 21/01/2025
The revised guidelines mandate stricter oversight, independent reviews, and enhanced transparency for ARCs in resolving borrower dues

Structural Regulation
UK FCA Commits to Relaxing Rules to Drive Economic Growth
By Thisanka Siripala | 21/01/2025
FCA Chief Executive Nikhil Rathi said the regulator will make growth will be a fundamental pillar of its strategy through to 2030

Capital Adequacy
UK Delays Basel III Implementation Amid US Uncertainty
By Thisanka Siripala | 21/01/2025
The PRA said Basel III implementation will be delayed an additional year until January 2027. The EU is now considering its options.

Operational Risk
HKMA Offers Guidance on Implementing Operational Resilience Requirements
By Sanday Chongo Kabange | 21/01/2025
The guidance focuses on mapping interdependencies and scenario testing, to help banks meet a May 2026 deadline for becoming operationally resilient

Capital Adequacy
RBI Releases List of Upper Layer NBFCs for 2024-25
By Mark Johnston | 20/01/2025
Upper-layer NBFCs are subject to higher capital requirements, stricter governance standards, enhanced disclosure norms and closer supervision

Operational Risk
FDIC Sues Former SVB Executives for Gross Negligence
By Thisanka Siripala | 18/01/2025
The FDIC says SVB’s management ignored fundamental banking standards and the bank’s own risk policies “in pursuit of short-term profit”.

Payments & Settlements
PBOC Governor Talks Up Mainland and Hong Kong Markets
By Manesh Samtani | 17/01/2025
Pan Gongsheng said risks in China’s property market have receded and the Mainland will further boost connectivity with Hong Kong
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