Prudential Risk

Emerging Prudential Risks

Concentration Risk Could Threaten Banking Collapse – APRA

By Samuel Riding | 27/06/2016

Commonwealth Bank, Westpac, National Australia Bank and ANZ together have 80% market share.

Clearing & Post-Trade

Japan Says Shouldn’t Delay Swaps Collateral Rule

By Samuel Riding | 24/06/2016

Regulator says it would ‘be sounder’ to implement rules on schedule.

Credit Risk

India Confirms to Follow Basel OTC Norms

By Samuel Riding | 24/06/2016

RBI issues draft guidelines based on BCBS framework; implementation set for April 2017.

Credit Risk

Australia Stress-testing Building Societies, Credit Unions

By Samuel Riding | 24/06/2016

APRA test hypothesises -4% GDP, 13% rise in unemployment, 40% drop in house prices.

Operational Risk

FSB Proposes to Rein in Fund Risk

By Samuel Riding | 23/06/2016

Consultation looks at liquidity mismatch, leverage, operational risk and securities lending.

Capital Adequacy

Higher Capital Requirements Have Minimal Economic Impact – Report

By Samuel Riding | 23/06/2016

Think tank says Australian GDP would take only 0.01ppt hit from 100bp hike in capital requirement.

Capital Adequacy

Asian Banks Need Tech, Cooperation to Ease Regulatory Pressure – McKinsey

By Samuel Riding | 22/06/2016

Management consultant says regulation is making it more difficult to compete with fintech, could further reduce investment appeal.

Credit Risk

Pakistan Amends Prudential Regulations

By Samuel Riding | 21/06/2016

Banks allowed to issue guarantees to lower-rated foreign counterparties.

Credit Risk

HKMA Warns on Aggressive Mortgage Lending

By Samuel Riding | 21/06/2016

Developers’ offering up to 95% mortgages increases banks’ credit risk, deputy head says.