Prudential Risk

Capital Adequacy

India Banks Will Need More Capital to Meet Basel III

By Editors | 29/06/2015

The Reserve Bank of India has said that public sector banks are adequately capitalised, but they will need additional funds to comply with international capital adequacy norms in the future.

Emerging Prudential Risks

Indonesia to Issue New Rules to Manage Risk at Financial Conglomerates

By Editors | 28/06/2015

Indonesia’s Financial Services Authority says it is planning to issue rules in September aimed at improving risk management at financial conglomerates.

Liquidity Risk

Scrapping Loan-to-Deposit Cap Could Make China Banks Safer

By Editors | 28/06/2015

China’s proposal to scrap its loan-to-deposit ratio limit, aimed at boosting bank lending, may ultimately make banks safer and help to make stimulus tools more effective.

Liquidity Risk

RBI Opposes Finance Ministry Plan to Use Gold Deposits for Bank Cash Reserve Ratio

By Editors | 25/06/2015

The Reserve Bank of India has written to the finance ministry in opposition to its plan to use gold deposits as bank cash reserve ratio.

Liquidity Risk

China to Scrap Loan-to-Deposit Cap for Banks

By Editors | 25/06/2015

China’s cabinet has proposed scrapping a rule that caps lending by commercial banks at 75 percent of their deposits to help boost credit expansion as it looks to revive its economic growth.

Emerging Prudential Risks

China Regulator to Allow Banks in Free Trade Zone to Trial New Businesses

By Editors | 25/06/2015

The China Banking Regulatory Commission will allow banks in the free trade zone to try new and innovative businesses under a special regulatory and risk management mechanism.

Payments & Settlements

MAS Reprimands SGX for Market Outages

By Editors | 25/06/2015

The Monetary Authority of Singapore has reprimanded the Singapore Exchange for lapses related to market outages and is directing it to improve recovery capabilities and processes.

Credit Risk

S. Korea to Lower Max Loan Rate for Subprime Borrowers

By Editors | 25/06/2015

South Korea’s Financial Services Commission announced it will lower the interest rate ceiling for subprime loans later this year, from 34.9 percent to 29.9 percent.

Payments & Settlements

Operating Hours of Yuan Liquidity Facility Extended by HKMA

By Editors | 24/06/2015

The Hong Kong Monetary Authority announced that it will extend the operating hours of the intraday repo under the Renminbi Liquidity Facility from July 20.