Reserve Bank of India

Payments & Settlements

RBI Proposes New Guidelines for Cross-Border Inward Payments

By Nithya Subramanian | 31/10/2025

The draft circular aims to reduce delays in crediting funds to beneficiaries and improve efficiency under Payments Vision 2025.

Structural Regulation

India Weighs Raising Foreign Investment Cap in State-run Banks

By Nithya Subramanian | 28/10/2025

Raising the foreign investment cap in public-sector banks to 49% aims to attract overseas capital and narrow the gap with private lenders.

Credit Risk

RBI to Lower Risk Weights for NBFC Loans to Infrastructure Projects

By Nithya Subramanian | 27/10/2025

The draft rules propose reduced risk weights on loans to certain high-quality infrastructure projects that meet specific performance and repayment criteria.

Credit Risk

RBI to Allow Banks to Fund M&As; Overhauls CME Rules

By Nithya Subramanian | 27/10/2025

Draft regulations allow banks to finance M&As while introducing uniform capital market exposure frameworks for both commercial and small finance banks, with prudential ceilings and loan-to-value limits.

Market Data & Technology

RBI Proposes Mandatory UTI for OTC Derivatives from April 2026

By Manesh Samtani | 24/10/2025

The proposal aims to enhance market transparency and align with global standards for reporting over-the-counter derivative transactions.

Data Privacy

RBI Staff Propose Expanded Data Quality Index for Banks

By Manesh Samtani | 24/10/2025

The proposed model moves beyond supervision to cover all regulatory data, introducing new dimensions like credibility and specific calculation formulas.

Credit Risk

India’s New Credit Loss Rules to Cost Banks Billions - Reports

By Manesh Samtani | 21/10/2025

The RBI's shift to the Expected Credit Loss (ECL) framework will impact bank capital, but analysts see long-term benefits.

Trading & Investment

India, Sri Lanka Explore Rupee Bond Roadmap

By Nithya Subramanian | 20/10/2025

The initiative could allow Sri Lankan entities to raise funds in Indian rupees as New Delhi expands regional rupee lending.

Tokenisation

RBI Unveils Platform to Tokenise Financial Assets Using CBDC

By Nithya Subramanian | 17/10/2025

The new Unified Markets Interface (UMI) architecture aims to modernise India’s markets through blockchain-based settlement and greater efficiency.