Prudential Risk

Emerging Prudential Risks

Philippines Proposes to Expand Deposit Insurance Beyond Bank Deposits

By Editors | 30/06/2025

The PDICis proposing legislative reforms to cover more financial products, following a recent doubling of the deposit insurance limit.

Credit Risk

Vietnam Overhauls Banking Law to Tackle Bad Debt, Support Lenders

By Editors | 30/06/2025

The new law grants the central bank special lending powers and revives banks’ ability to seize collateral from delinquent borrowers.

Structural Regulation

Indonesia Proposes Bill to Establish Deposit Insurance for Cooperatives

By Editors | 30/06/2025

The proposal is part of a new draft law aimed at modernising cooperatives and protecting customer funds, a senior minister said.

Credit Risk

Korea Tightens Moneylender Rules, Setting 60% ‘Anti-Social’ Rate Cap

By Editors | 30/06/2025

The FSC is introducing stricter capital rules for credit businesses and will void loans with rates above 60% under new consumer protection measures.

Liquidity Risk

HKMA Offers Favourable Liquidity Treatment for ‘Money Safe’ Deposits

By Manesh Samtani | 30/06/2025

HKMA will allow deposits locked in the new anti-scam feature to be treated as more stable for liquidity calculations.

Trading & Investment

Taiwan Combatting FX Speculation by Foreign Investors

By Editors | 28/06/2025

Taiwan’s central bank is combatting a currency speculation strategy that involves simultaneously buying Taiwanese ETFs and inverse ETFs.

Credit Risk

Korea Tightens Lending Rules to Curb Rising Household Debt

By Manesh Samtani | 28/06/2025

The “unprecedentedly aggressive move” aims to curb household debt growth, particularly in the Seoul metropolitan area.

Conduct, Culture & Accountability

Malaysian Debt Collection Industry Launches Professional Association

By Editors | 27/06/2025

Malaysia’s debt collection industry has formed an association to promote ethical practices, regulatory compliance, and professional standards.

Emerging Prudential Risks

Indian Government Considers Raising Deposit Insurance Limit

By Editors | 27/06/2025

India is considering raising bank deposit insurance cover beyond the current limit of INR 500,000, less than 5 years since the last increase.