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Enforcement
RBI Fines HSBC for Lapses in Unclaimed Deposit Compliance
By Nithya Subramanian | 23/03/2026
The penalty relates to the bank's failure to maintain a searchable database and assign reference numbers for unclaimed deposits.

ESG / Sustainability
RBI Backs HDFC Bank Governance Despite Chairman’s Abrupt Exit
By Nithya Subramanian | 20/03/2026
The RBI said it sees no material concerns and approved an interim leadership plan after the part-time chairman resigned citing issues with “values and ethics”.

Fintech / Regtech
India Steps Up Measures to Combat Fraudulent Loan Apps
By Nithya Subramanian | 20/03/2026
Regulators have launched an official app directory, enhanced enforcement measures, and clarified rules to protect consumers from unauthorised mobile lending platforms.

RBI Mandates Disclosure of Deposit Insurance Premiums by Banks
By Nithya Subramanian | 18/03/2026
Banks must now report timely payment of DICGC premiums and disclose arrears under new RBI rules aligned with the risk-based premium framework.

Securities / Derivatives
India, EU Still Disagree on CCP Oversight Despite MoU Signing - Report
By Manesh Samtani | 16/03/2026
The January agreement is contingent on the EU addressing India’s concerns over the extraterritorial oversight of its CCPs in the next EMIR review.

Capital / Liquidity
RBI Tightens Bank Dividend Rules, Links Payouts to Capital Strength
By Nithya Subramanian | 12/03/2026
New rules, effective FY27, link dividend payouts to capital strength and asset quality, capping distributions at 75% of profit after tax.

Capital / Liquidity
RBI Revises Counterparty Credit Risk Rules to Align with Basel Norms
By Nithya Subramanian | 11/03/2026
New rules clarify capital charges for clearing members and revise add-on factors for derivatives, lowering them for some contracts while raising them for others.

Capital / Liquidity
RBI Allows NBFCs, HFCs to Include Quarterly Profits in Capital Calculations
By Nithya Subramanian | 11/03/2026
New rules permit the inclusion of reviewed or audited quarterly profits in owned funds, a move expected to boost capital flexibility for non-bank lenders.

Enforcement
RBI Probes Standard Chartered Over Alleged Collusive Asset Sales in India
By Editors | 11/03/2026
India's junior finance minister confirms the central bank is examining complaints alleging the lender sold assets linked to developers at discounted values.

AML / KYC
RBI Consults on Compensation Framework for Digital Payment Fraud
By Nithya Subramanian | 09/03/2026
RBI proposes draft guidelines for digital fraud compensation, offering one-time reimbursement up to INR 25,000, shared bank liability, and requiring customers to report fraud within five days.
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